Notices sent to the address of one account owner are binding on all account owners. It is your responsibility to notify us if a signer should no longer be given access to the joint or business account through the Digital Service. Each person on a joint account will be liable for all transactions that are made on that account by all other joint account holders of the account. When your Digital Service is linked to one or more joint accounts, we may act on the oral, written or electronic instructions of any authorized signer regarding your service for those accounts. In this Agreement, "we", "us" and "our" mean the Bank and "you" and "your" means account owner or anyone else including each person, or, if applicable, the entity who is an owner, signer, entity with authority to deposit, withdraw, or exercise control over a deposit account or has unrestricted withdrawal rights of a deposit account or, as applicable, a borrower under a credit account, and each person that uses the Digital Service with your permission. The Digital Service is also subject to federal law and, to the extent not preempted by federal law, the law of the state where we open your account, or, if we transfer your account to another location, where we currently maintain your account ("Applicable Law"). You should read this Agreement carefully to understand how the Digital Service works, as well as your rights and obligations if you enroll in and use the Digital Service.īy using the Digital Service or authorizing others to use the Digital Service, you acknowledge that you have received and understand the terms of this Agreement and agree to the terms and conditions of this Agreement and of all of the agreements that also govern your account with us. This Agreement is provided to you in accordance with the requirements of federal and state law. brand accounts accessed using the Digital Service (the “Bank”). The Digital Service is provided by Citizens Bank, N.A. (herein collectively referred to as the “Digital Service”), and any digital investment accounts that you maintain with Citizens Securities, Inc.
This Digital Banking Agreement and Disclosure (the "Agreement") applies to the electronic banking services you receive from Citizens Bank, N.A., which include, Citizens Bank Online®, Citizens Bank Mobile Banking including the Citizens Bank Online Bill Payment Service (offered on both Citizens Bank Online and Mobile application), the Citizens Bank Business Online Bill Payment Service Zelle®, Mobile Wire Transfers, Face/Touch ID and Mobile Deposit, any other electronic banking services provided by Citizens Bank, N.A.
0 kommentar(er)
